Solar Financing

Five ways to pay for your solar. The right one is whichever works on your balance sheet.

Commercial solar is a financial product as much as it is a physical one. Whether you're a tax-paying entity, a tax-exempt non-profit, or a municipality with bond capacity, there's a structure that makes the project work. SunRenu walks you through all five and the math on each.

What you get

Zero Down - Pay as you Save

Power Purchase Agreement (PPA)

No upfront cost. A third party owns the system and sells you the power at a fixed below-utility rate. You sign a long-term off-take agreement without any responsibility for maintenance.

Solar Services Agreement (SSA)

Common for tax-exempt entities (non-profits, schools). A third party owns the system and provides 'solar as a service' at a contracted rate.

Operating or capital lease

Monthly payments that may be expensed (operating) or capitalized (capital). Both keep cash on hand vs. an outright purchase. Leases work best for States that don't allow PPA/SSA's.

Loan / financed purchase

You own the system day one. Best when you can use the federal investment tax credit + MACRS depreciation directly. Zero down loans available, terms out to 20 years fixed.

Prepaid PPA

Lump-sum prepayment for 20-25 years of energy, works to monetize the tax credit while passing a discount to the total project cost.

Our approach

How a SunRenu solar financing project actually runs.

SunRenu starts by asking three questions: do you pay federal tax, what does your balance sheet look like, and how long do you plan to occupy the facility? The answers narrow you to one or two structures.

From there we model the cash flows under each: upfront cost, monthly payment if any, savings, tax credits, depreciation, escalators, end-of-term ownership transfer. You see real numbers, not a sales pitch.

SunRenu works with multiple financing partners and won't lock you in. If the cheapest PPA wins, that's the partner. If a loan is best, that's the route. The economics drive the structure.

Recent solar financing projects